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  Gateway 24-Hour Phone Bank: (651) 365-0800

Our Privacy Commitment to You
We believe the confidentiality, protection and integrity of client information is one of our fundamental responsibilities. While information is critical to providing quality service, we recognize that one of our most important assets is our clients' trust. Therefore, we accept our responsibility to safeguard your information.

Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information
Nonpublic personal information is information about you that we may obtain in connection with providing a financial product or service to you. This could include information such as account balances, payment history and overdraft history.

Nonpublic Personal Information We Collect
We collect nonpublic personal information about you from the following sources:
* Information we receive from you on applications or other forms.
* Information about your transaction with us, our affiliates, or others.
* Information we receive from a consumer reporting agency.

Nonpublic Personal Information We Disclose
We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you have any questions regarding this policy, please feel free to call or write us at:
Gateway Bank, 745 Market St.
Mendota Heights, MN 55118
(651) 209-4800

745 Market Street      Mendota Heights, MN 55118      Phone: 651.209.4800   Fax: 651.209.4899
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Gateway Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Gateway Bank is participating in the FDIC’s Temporary Liquidity Debt Guarantee Program. This debt is guaranteed under the Federal Deposit Insurance Corporation's Temporary Liquidity Guarantee Program and is backed by the full faith and credit of the United States. The details of the FDIC guarantee are provided in the FDIC's regulations, 12 CFR Part 370, and at the FDIC's Web site, http://www.fdic.gov/tlgp. The expiration date of the FDIC's guarantee is the earlier of the maturity date of the debt or June 30, 2012.