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Checking
Every business is unique when it comes to checking needs. Some businesses handle a lot of cash, others don't. Some have few monthly transactions, others have high activity. Whatever your needs, Gateway Bank offers the right checking account to make your business banking simpler, more convenient and less time-consuming.

From the simplest financial requirements to the complex, our business checking account options offer the features you need for the way you like to bank. Choose from one of four accounts.


Gateway Community Business Checking
A basic, no fee checking account designed for businesses with a low volume of transactions, featuring a deposit-only debit card for convenience.

Gateway Business Checking
For businesses with a higher volume of transactions, this checking account features a deposit-only debit card to allow employees to make deposits anytime at ATM locations. No service charge at minimum balance levels.

Gateway Analysis Checking
Optimize your funds by using earnings credits to offset monthly account fees with Analysis Checking. This account is particularly beneficial if your business has high check volumes, cash/coin needs, or if you use any of our other cash management services.

Gateway Analysis Interest Checking for Non-Profits & Sole Proprietors
With this account, sole proprietors and non-profits can earn interest on their checking account balance to offset monthly account fees.

Additional Benefits of Gateway Business Checking Accounts
Check image services.
All business checking accounts allow you to view digital images of items presented against your account, reducing retrieval time and storage costs.

Online access.
Access your account information anywhere, anytime at www.gateway-banking.com.
Savings

Gateway Bank offers a variety of savings plans that let your money work just as hard as you do. Choose from a flat interest rate for low balance, short-term savings or tiered interest rates for higher balance, long-term plans.

With each business savings account, you can select from a range of opening deposit and minimum balance levels designed to help you use your account more effectively. Choose from one of three interest-bearing savings accounts to best suit your needs.


Gateway Statement Savings
Our Statement Savings account earns interest and allows you to make deposits and withdrawals at any time, in any amount. You can keep your funds fully liquid and earn interest at the market rate. No service charge at minimum balance levels.

Gateway Money Market Savings
Here is a savings plan that lets business owners earn a tiered rate of interest on their account balances, while keeping the money fully liquid and accessible. The higher your daily account balance, the more you earn.

Gateway Treasury Savings
Ideal for higher balances, our Treasury Savings account allows you to earn a tiered rate of interest. Plus, the Treasury Savings account is FDIC insured and offers you the flexibility to access your funds when needed.
Cash Management

Utilize your online connection to put your working capital to work. Gateway’s cash management module is designed to optimize use of funds, cut costs and improve efficiencies. Initiate ACH transactions and wire transfers between accounts to any destination in a matter of minutes—securely, accurately and conveniently—while doing your online banking.
Financing
At Gateway Bank, we understand that each business has different financing needs. Whatever yours are, we're committed to helping you with fast, easy and convenient options.

We can help with loans, lines of credit, commercial real estate financing, SBA loans and more. For short-term working capital, business acquisition, equipment purchases, seasonal purchases, trade discounts—even carrying accounts receivable—Gateway Bank's flexible financing options make it easy to achieve your business goals.
Merchant Card Services
Gateway Bank can help you make more money by offering your customers more ways to pay. Accepting credit and debit cards increases sales, improves cash flow, and reduces check losses.

We offer fair, competitive pricing and some of the best service and support in the industry. Regardless of your business or industry, Gateway Bank has everything it takes to make your credit and debit card transactions easy and convenient for you as well as for your customers.

745 Market Street      Mendota Heights, MN 55118      Phone: 651.209.4800   Fax: 651.209.4899
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Gateway Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Gateway Bank is participating in the FDIC’s Temporary Liquidity Debt Guarantee Program. This debt is guaranteed under the Federal Deposit Insurance Corporation's Temporary Liquidity Guarantee Program and is backed by the full faith and credit of the United States. The details of the FDIC guarantee are provided in the FDIC's regulations, 12 CFR Part 370, and at the FDIC's Web site, http://www.fdic.gov/tlgp. The expiration date of the FDIC's guarantee is the earlier of the maturity date of the debt or June 30, 2012.